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Buyers

Welcome The Cronin Real Estate Group is the premier choice for all your North County San Diego needs. We provide professional, concise, proven methods (including today’s technology with old fashioned values) to people who want to buy or sell real estate. Whether you want to buy a new home, sell your current home, or buy an investment property, the Cronin Real Estate Group will help you meet your goals.

Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.

Why Do You Want To Buy?

Having a clear sense of your reasons for buying will help you choose the right property.

The Cronin Real Estate Group suggests you ask these eight great self-evaluation questions:

Am I tired of paying rent?
Am I ready to pay my own mortgage instead of my landlord’s?
Have I outgrown my current home?
Is it time to grow my own investment portfolio?
Am I looking for rental property?
Would I like to have a larger yard?
Would moving to a more upscale area help me achieve my future financial goals?
Can my commute time be shortened?

Has Your Income Grown?

Property ownership can be an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio, owning real estate is one of the easiest ways to build equity, or to obtain a greater return on your initial investment.

Preparing to Buy

Prepare, before you start shopping for your property.

Build Your Green $$ File:

A green $$ file contains all of your important financial documents, you will need to secure financing for your property. The typical green file contains:

Financial statements
Bank accounts
Investments
Credit Cards
Auto loans
Recent pay stubs
Tax returns for two years
Copies of leases for investment properties
401K statements, life insurance, stocks, bonds and mutual account information

Check Your Credit Rating:

Your credit score will have a huge impact on what type of property you can buy and at what price. If you are going to secure a loan for your purchase, it is first recommended to check your credit rating with an experienced lending institution, so that you can determine what you can afford.

Get Pre-Approved:

We will be happy to provide you with a list of experienced, knowledgeable lenders in the residential, construction, commercial, and investment real estate fields. The lender of your choice will research your credit ratings from the three credit reporting agencies: Equifax, Experian and Trans Union.

Be Careful With Your Finances:

If you are considering the search for new property and intend to take out a mortgage, try not to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial strength and show stability.

If you are a cash buyer, you have extraordinary power when presenting an offer.

Work With

We strive to transform your aspirations into reality. We don't just work in real estate; we create lasting partnerships built on trust and results. Your success is our mission!